grow older better

Tag: self-employed

  • Work Til You Die?

    work til you dieA survey about retirement showed that:

    Nearly one-third, or 30%, now plan to work until they are 80 or older — up from 25% a year ago, according to a Wells Fargo survey of 1,000 adults with income less than $100,000.

    Overall, 70% of respondents plan to work during retirement, many of whom plan to do so because they simply won’t be able to afford to retire full time.

    And … 37 percent say they’ll never retire and will work until they are too sick or die.

     

    Planing to work until you die [or are too sick] may not be a great goal to aim for – unless you already love what you do and do not see it as work!

    Many self employed people do not retire – but I think this survey used people who work for others – as that’s usually what having a job means.

    For this population, working until you are too sick may not be a real option.

    Will your boss keep you around if you keep missing days for illness, or are seen as “too old” or “too sick” to continue what you are doing?

    And what kind of jobs will there be for those in their 80s [or older]?

    If one can be found, it may be a minimum wage position and a part time one at that.

    The article offers advice on planning for retirement, but that too, is not always an option in this economy.

    This is why I always suggest to most everyone, that you find a home based business NOW – while you are healthy and working.

    One where you are your own boss and have the potential to earn as much as you can – and maybe even QUIT your day job and enjoy what you are doing and actually have the time and money to enjoy your 80s.

    I am putting together some information and will post it on another of my sites [which I am revamping.]

    If you would like to be notified when it is ready leave your name and email on the form to the right

    or way down at the bottom [I still need to figure out how to have it right here]

     

     

  • Our Golden Years? Not Really

    golden_years

    Reaching 65, retiring, relaxing and having fun used to be the goal of most Americans…the "golden years" of aging.

    With the economic bust, many who thought they would be retired are still working….out of sheer necessity…they need the income and they sorely need the health insurance.

    According to the National Council on Aging:

    Over 20 million Americans aged 60+ are economically insecure—living at or below 250% of the federal poverty level (FPL) ($27,225 per year for a single person). These older adults struggle each day with rising housing and health care bills, inadequate nutrition, lack of access to transportation, diminished savings, and job loss. For older adults who are above the poverty level, one major adverse life event can change today’s realities into tomorrow’s troubles.

    Women, who earn less than men [77 cents to the man's dollar] fare less well as they age too. 56% are disadvantaged financially – while only 30% of men are.

    But life need not be economically bleak as we age.

    It may be difficult to find a "job" but it is far less difficult to have your own business.

    A business that can bring in sufficient income to take the tarnish off the golden years and make them shine!!

     

    If you want to learn more about being self-employed let me know…I've written some on this and will write more….

     

    Thoughts? Comments? Thanks!




  • Working "later" in life

    Earlier this year, Yahoo Inc. conducted a poll which indicated that 2/3 of Americans would like to be in business for themselves and many of those already “older” said that one is never too old to launch a business.

    And were these respondents going to do this business this for money? Nope – they said they wanted to do something they loved or to be their own boss.

    Interesting. Older Americans are still wanting to work – 2/3 of us is a LOT of older people. And as we are living longer, we old folk are going to be possibly working for a long time – AFTER we retire from our previous careers. Does that mean we did not love our careers or that we are so adaptable and interesting and interested that we can tackle a whole new career in later life and make a go of it?I myself have had many “careers” and now I am into an even newer one [my glyconutrient business] and back into what was once a hobby [photography] and I’m now making money at it….

    I love getting older – we can make changes in our lives without all the angst that we might have had in our 20’s or 30’s…..

    glyconutrients, healthy aging, growing older, aging, nutrition, exercise, eating properly,