Reaching 65, retiring, relaxing and having fun used to be the goal of most Americans…the "golden years" of aging.

With the economic bust, many who thought they would be retired are still working….out of sheer necessity…they need the income and they sorely need the health insurance.

According to the National Council on Aging:

Over 20 million Americans aged 60+ are economically insecure—living at or below 250% of the federal poverty level (FPL) ($27,225 per year for a single person). These older adults struggle each day with rising housing and health care bills, inadequate nutrition, lack of access to transportation, diminished savings, and job loss. For older adults who are above the poverty level, one major adverse life event can change today’s realities into tomorrow’s troubles.

Women, who earn less than men [77 cents to the man's dollar] fare less well as they age too. 56% are disadvantaged financially – while only 30% of men are.

But life need not be economically bleak as we age.

It may be difficult to find a "job" but it is far less difficult to have your own business.

A business that can bring in sufficient income to take the tarnish off the golden years and make them shine!!

If you want to learn more about being self-employed let me know…I've written some on this and will write more….

Thoughts? Comments? Thanks!