grow older better

Tag: medigap insurance

  • It’s that time of the year – it’s "open season"

    Sometimes I think the postal service would be in more serious trouble if it were not for the election cycles and Medicare “open season.”

    During the primary I got lots of “vote for me” mail, then even more during the general election season and now that has been followed by the companies who want me to look at their medigap plans and switch.

    Some have local meetings to answer questions, others have web sites to check them out and some ask me to call them to learn more. And most are from companies with names I never heard of :-0.

    I’m happy with the plan I have – which is going down in cost come January! The facility I go to when necessary is also pretty close…so I have no incentive to change.

    But if you are thinking of switching plans or if you are new to Medicare – be careful…over the last few years some companies have used pressure tactics to get people to sign up… Why? The person you talk to is on commission! And now some physicians are no longer accepting Medicare patients. So be sure you find out all you can before switching or joining.

    And rule of thumb when speaking to any company is to say…”thank you – let me think about it” and compare all aspects of plans in which you have interest.

    glyconutrients, healthy aging, growing older, aging, nutrition, exercise, eating properly,

  • It’s Almost November

    I have posted some of the funnier scams that arrive in my email boxes but now it’s time to pay attention to the onslaught of information and potential for scams that will come to your phone or house.

    If you are a Medicare recipient – you can switch plans starting in November. My local paper is already carrying large ads for insurers who want you to chose them…

    There is nothing wrong with switching plans – IF – and it’s a big IF –

    IF – it’s really your well considered option!

    I’ll post more on this over the next few days – but for now – just be careful.

    glyconutrients, healthy aging, growing older, aging, nutrition, exercise, eating properly,

  • Hmmm…why are the over 65 people seen as targets?

    Here’s another scam that does not surprise me. Anytime the bottom line is more important than people – you get abuses…be it people food, pet food, medications or health care and insurance…

    And remember that United Health is the one that pays AARP to use the AARP endorsement.. I find that offensive! Yes it’s called a contract between them but for me what is means is that United Health is given free access to the AARP data base. and they are not the least expensive at all – they just like you to think they are – and to make you think that if you are an AARP member you are getting a “deal.” I at first signed on with them when I was 65 and my “guaranteed” rate for a year went up after 6 months – so I found other insurance…..and got a very rude call from UnitedHealth….

    Humana, UnitedHealth Suspend Some Health Plans After Complaints

    By Aliza Marcus

    June 16 (Bloomberg) — Humana Inc., UnitedHealth Group Inc. and five other U.S. health insurance companies agreed to stop selling a type of government-funded plan for the elderly in response to complaints that sales agents forged signatures and enrolled dead people.

    The seven companies are working on new marketing guidelines with the U.S. Medicare health insurance program for the elderly and disabled. The voluntary sales suspension will end as each company adopts the guidelines, the Centers for Medicare and Medicaid Services said yesterday.

    Full article HERE

    glyconutrients, healthy aging, growing older, aging, nutrition, exercise, eating properly,